logo
We learned a lot from
the mortgage applications
we had to reject.



And changed
the rules.

Today's Rates

Specials

95% LTV No PMI 15 YR Fixed Rate Mortgage
RateAPRPoints
4% 4.041% 0%
95% LTV No PMI 10 YR Fixed Rate Mortgage
RateAPRPoints
3.5% 3.559% 0%

Conventional

30 Year Fixed Rate-Service Released
RateAPRPoints
4% 4.023% 0%
20 Year Fixed Rate-Service Released
RateAPRPoints
3.875% 3.907% 0%
15 Year Fixed Rate-Service Released
RateAPRPoints
3.375% 3.416% 0%
5 Year Adjustable Rate
RateAPRPoints
3% 3.348% 0%

Here are a few details you might not expect:

  • The Loan-to-Value ratio can be up to 95%.
    Much more than on many mortgages.
  • There is no private mortgage insurance required.
    Save on your payment or borrow a bit more for the same payment - it's up to you.
  • Loans are for a 10* or 15** year amortization.
    The shorter payback builds equity faster and can save on total interest payments.

Apply Online! Contact Us Mortgage Calculators

* Rate of 4.5% with an Annual Percentage Rate (APR) of 4.688% equals $10.36 per month for every $1,000 borrowed for the 10 year term.
** Rate of 5.00% with an APR of 5.132% equals $7.91 per month for every $1,000 borrowed for the 15 year term. Payments do not include amounts for property taxes and insurance premiums, and the actual payment obligation will be greater.
Qualified applicants only. Please call a representative for more information.